Effective Date: 1 September 2025

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Welcome to www.laurensaiyad.com. By accessing and using this Website, you agree to be bound by the following Terms and Conditions. Please read them carefully.

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1. General Use

• This Website is owned and operated by Lauren Saiyad.

• By using this Website, you confirm that you are at least 18 years old or have the consent of a parent/guardian.

• We reserve the right to update, change, or replace these Terms at any time. Continued use of the Website constitutes acceptance of any modifications.

2. Content Disclaimer

• The content on this Website is provided for general informational and educational purposes only.

• It should not be taken as medical, legal, financial, or professional advice. Always consult a qualified professional before making decisions based on information from this Website.

• We do not guarantee the accuracy, completeness, or reliability of any content.

3. Intellectual Property

• All text, images, graphics, logos, and other content on this Website are the property of Lauren Saiyad unless otherwise stated.

• You may not reproduce, distribute, or use any content without prior written consent.

4. External Links

• This Website may contain links to third-party sites. These are provided for convenience only.

• We do not endorse and are not responsible for the content, products, or services of any linked sites.

5. Limitation of Liability

• We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of this Website.

• Your use of the Website is at your own risk.

6. Services, Payments & Refunds

• Any services or products offered through this Website will be subject to separate agreements.

• Payments must be made in full before services are provided.

• Refunds are handled at our discretion, in line with South African consumer protection laws.

7. Governing Law

• These Terms shall be governed by the laws of South Africa.

• However, we comply with applicable international regulations when serving clients abroad.

8. Contact

For questions about these Terms, please contact us at: info@laurensaiyad.com